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Simple Ways to Save Money:

Start a vegetable garden

Grow your plants from seed

Start composting food and yard waste for your garden

Eat leftovers

Pack lunches

Only use your bank’s ATM’s

Buy clothing off-season

Groom your own pets

Carpool

Run high-energy usage appliances at night (energy costs are higher during the day)

Don’t buy it if you really don’t need it

Pay bills online, save on stamps

Draw your blinds during the summer and open them in the winter

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